Copies of mutual health agreements, as adopted in New Zealand legislation, are linked below: New Zealand has mutual health agreements with Australia and the United Kingdom (UNITED KINGDOM). Under any agreement, certain services to persons covered by the agreements may receive public funding. These services may be financed to the same extent as for a national of the country to which he or she is travelling or where he or she is temporarily staying. If you exchange the words “UK” or “Australian” for “New Zealand” and “New Zealand” for “UK” or “Australian” in the summaries above, you will see what the agreements say about the rights of New Zealand citizens and holders of class of stay visas in these countries. But even with the RHCA, you`re not covered for everything. Get protection for your high-quality electronics and appliances with home and kitchen appliance insurance. In the case of Australia, travellers are entitled to necessary medical care. There must be care for illnesses or injuries that can`t wait for you to get home (like falling down a flight of stairs) and care that covers Medicare, Australia`s publicly funded universal healthcare system. (2) Note that the United Kingdom interprets “temporary stay” as staying for up to six months. New Zealanders who travel to the UK for more than six months still have access to the National Health Service, but will have to pay an immigration surcharge as part of their visa application from 6 April 2016. For more information, visit the www.gov.uk website. What is covered: ✅ necessary medical care✅ hospital care✅ maternity services✅ pharmaceutical Travel insurance can help cover the costs if you need to see a doctor or the cost of replacing your belongings if they have been stolen or damaged. Travel insurance can even pay the insurance bill if you hit your rental car.

“Even if a mutual health agreement covers you, it doesn`t cover people at home – if there`s a medical emergency with family members in New Zealand, full travel insurance will pay for your way home and pay for you to continue your journey.” These agreements are great to know if you are conducting a risk assessment on the nature of the insurance coverage you want to take out, if at all. For example, if you combine this health insurance with insurance coverage that you may already have via a credit card (which would cover flight cancellations, sellers of no show tours, etc.), you might not need separate travel insurance. Luckily, the rescuers were there to sort me out, but instead of bandaging my bloody scalp, the blue boys assumed I was in a fight and grabbed me on the ground. Welcome to Queensland! From the back of the police car, when they repeatedly asked if I wanted to be taken to the hospital, I could only sip: “I don`t have travel insurance.” As I said, teenagers are idiots. Natalie Ball, director of Comparetravelinsurance.co.nz, said: “New Zealand`s mutual health agreements do not cover ambulance transport, visits to the family doctor, dental care or certain medicines. So, from a short trip to the doctor with gastro to a serious accident, everything could leave you with big expenses out of your pocket. And while preventing high medical costs is a major reason for the interruption of travel insurance, an AA spokesperson drew attention to some of the other obvious pilots who have coverage that isn`t covered by mutual agreements. These include trip cancellations, which account for one third of all travel insurance entitlements. Australians can access New Zealand`s public health system in an emergency, but travel insurance is still a must. New Zealand and Australia have a mutual health agreement, which means that in an emergency, Australian travellers can access the New Zealand public health service and vice versa. You still have to pay a few fees for treatment and medication (you`re charged the same amount as a New Zealand resident) and it`s important to remember that the deal is not a substitute for travel insurance – which is always a necessity….